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  1. In accessing this website you are agreeing to all the conditions of this Disclaimer. Furthermore, any dispute arising from the use of this website shall be interpreted according to the laws of Scotland.

  2. All rights are reserved. All content within this website belongs wholly to RGA. No part of this website may be used without prior written permission from RGA unless it is for personal and non-commercial use.

  3. No responsibility is assumed by RGA for the contents of any websites linked from these pages.

  4. RGA shall not be liable to any person for any loss or damage whatsoever, however it may arise from the use of any of the information contained within this website.

  5. While RGA has taken every effort to ensure that the information contained within the website is correct, you should be aware that the information may be incomplete, inaccurate or may have become out of date.

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